Week 2 Essay Healthcare Essays - Health, , Term Papers

Week 2 Essay: Healthcare POLS210 November 20, 2016 Healthcare Currently, there are many issues that are being debated in the American healthcare system. While many of these issues have been debated upon for many years, they have recently been debated and focused on more heavily due to the Presidential election. One of the most prominent problems that is being debated right now is the cost of health insurance. Originally, the Affordable Healthcare Act was supposed to make healthcare insurance affordable and more attainable. Years after the Affordable Healthcare Act was implemented; it is apparent that it was a failure for the most part. In a great majority of cases, it failed the many Americans. The Affordable Healthcare Act in a great many cases has made healthcare insurance less affordable for the American people. The insurance costs have been on a steady incline since the Affordable Healthcare Act was put into play. It also failed by creating a federal tax for those Americans that could not afford to get coverage for themselves. There is a n array of opinions on this topic, but the majority of Americans agree that change is needed. The Presidential election this November was a stage for the debate of healthcare insurance costs. Donald Trump listen to the popular opinion of the majority of Americans and prosed to repeal the Affordable Healthcare Act/Obamacare. This solution of getting rid of Obamacare and the Affordable Healthcare Act is one that the majority of America agreed with. This solution was the most popular and was the solution that is most believed to be the most efficient and most correct solution. As far as this solution goes, healthcare insurance would return to the way it was prior to 2010 when the Affordable Healthcare Act went into place. In the bigger picture premiums, would drop and that ridiculous tax for not being to afford health insurance would vanish. Yet another solution is to leave the Affordable Healthcare Act intact, but to get the premiums down by getting the non-profit insurers back into the insurance Marketplace. The goal would be to get those non-profit insurers into insuring again at higher numbers so as to cut down on the numbers being insured by for-profit companies. A great many believe that the rise in for-profits insuring in the Marketplace is a cause to the rise in insurance premiums and other costs. It is proposed that if the vast majority was being insured by non-profits the premiums and costs would fall. The American people would again be able to purchase health insurance for companies that were not in it solely to make money for themselves and their company, but instead would actually care about the people, as well as care about being able to provide affordable and reliable health insurance. The solution to the rising and outlandish costs of health insurance that seems to be the best, and most popular with public opinion, is to repeal and do away with the Affordable Healthcare Act/Obamacare. The public opinion spoke in the Presidential election and the candidate that side with this solution won the election. There is no question that this is the solution that is agreed upon my most American people. Before the Affordable Healthcare Act was implemented, there were lower deductibles and premiums. There was also not a tax for not being able to afford and purchase health insurance. This solution is the only one that the American people believe would work. It is the solution they feel necessary in order to get things back on track. We need to start back at ground zero again as far as health insurance and the cost of health insurance goes. Federal government is the one that has the most effect on healthcare and its costs. There are a few rules and regulations at a state level, but the clear majority is Federal. Healthcare insurance companies like to pride themselves on being private; however, since the Affordable Healthcare Act has come into play that just is not that case. The federal government has rules and regulations that the companies must follow nowadays, plus the federal government also provides funds for some insurance companies such as Medicaid and Medicare. The insurance companies, rules, and regulations,